Due to the current economic turmoil being experienced in the United States, there are many homeowners who now find themselves in the position of being behind on their mortgage payments. It goes without saying that…
Lease to own contract is a popular type of deal or contract between the buyers and the sellers of the property. Many people today are using this contract as it is favorable for both the…
If you have ever assisted a client in a short sale or loan modification then you are aware that lenders frequently request that your clients make financial disclosure. This financial disclosure is usually a condition…
Twenty years ago your typical lender offered only two mortgage loan products, a fixed rate loan with payments amortized over fifteen or thirty years or a one year adjustable rate loan. Today, lenders offer a…
Navigating the legal world alone can be a bewildering experience. In some cases, it can even end up costing you more money than if you had hired an experienced attorney to begin with. Every area…
How does one avoid a deficiency judgment? Is my lender going to come after me with a potential deficiency judgment? Is a foreclosure deficiency judgment the same as a short sale deficiency judgment? What effect…
Landlord-tenant relationship arises when the owner of a freehold estate (fee simple absolute, a conditional estate, or a life estate) transfers to another, the right to temporally posses the realty. Generally, the right of possession…
A gift is the transfer of a property from one person to another made voluntarily. There are two persons involved in this transfer of property:I) Donor - The Person who transfers the property. II) Donee…
What is an Environmental Search?An environmental search is a desktop study of the land in question and surrounding land which aims to establish all of the past uses of the land. By doing this, the…
The past few years have been disastrous for millions of homeowners, as their mortgages have come under serious pressure. People can't make their payments, and a record number of people have had to file bankruptcy…
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